New & Used Bad Credit Auto Loans in Paducah, KY

Visit Coad Toyota Paducah for Sub-Prime Auto Loans

Are you shopping for a quality pre-owned Toyota RAV4 or another used car, SUV or pickup truck but have less than ideal credit? If you are a driver near Murray, KY or Metropolis, IL, then you can always turn to Coad Toyota Paducah for bad credit financing solutions.

Here at our full-service car dealership, we employ finance specialists who have years of experience sorting out auto loans for used car buyers of all credit levels. When you apply for financing through our convenient online credit application form, our team can quickly determine your loan options based on your credit rating.

If you are in a sub-prime credit situation, then we can offer our assistance in locating viable financing options to get you into a late-model used vehicle that fits your budget.

What is Bad Credit Financing?

You may already know that your credit score has taken a hit, or is less than perfect. But what exactly is a bad credit score?

Bad credit ratings are typically those that fall between the 300 and 499 range; just above that are poor and low credit scores, ranging from 500 to 619.

When you need bad credit financing assistance due to your poor credit rating, our in-house finance department will look at a variety of factors of your application, including your:

• Payment history
• Length of credit history
• Credit utilization
• Credit mix
• New credit
• Down payment
• The used car you want to drive
• Total amount of requested loan

There are many benefits to seeking out sub-prime auto loans through our dealership in Paducah, KY. For one, we will look beyond your low credit score and delve into your complete credit report and history to see what loan options may apply to you. Secondly, with our bad credit loans, you can gradually improve your poor credit rating, as long as you make your monthly payments on time!

Shop for Used Cars & Apply for Auto Loans Now

Our dedicated team of sales and finance associates invites you to begin your search for a quality used car near Union City, TN right now by exploring our complete pre-owned vehicle inventory.

As you shop for a late-model Toyota Camry or another fine vehicle, do not hesitate to apply for auto loans online. We also welcome you to visit us in Paducah or reach out to our finance staff at your convenience. Coad Toyota Paducah is proud to be a full-service, bad credit car dealership that caters to drivers from throughout Paducah and Murray, KY, as well as car buyers from the nearby Metropolis, IL area.